Who We Are
There's a financial institution in Northeast Georgia where you're more than just a customer- you're an equal member, AND you're treated like one! Founded in 1971, HALLCO Community Credit Union is a full-service financial institution offering a wide range of banking products and services with branch locations in Gainesville, Oakwood, Flowery Branch and Cleveland.
Unlike a traditional bank, HALLCO is a not-for-profit organization owned by its members and directed by a voluntary board of directors that establishes and reviews policy. The Directors are credit union members who are elected by the membership and serve without pay. HALLCO Community Credit Union offers the utmost in security to our members. Accounts are insured up to $250,000 through the National Credit Union Administration (NCUA), a U. S. government agency.
Our community-chartered credit union exists solely to serve our members' best interests. “Community-chartered” means membership is available to individuals who live or work in Dawson, Hall, Lumpkin, and White Counties. We also extend our benefits to your immediate family members. An immediate family member is defined as a spouse, child, sibling, parent, grandparent, and grandchild. For the purpose of HALLCO’s definition, immediate family has been broadened to include stepparents, stepchildren, stepsiblings, and adoptive relationships. In order to become a member, an initial deposit of just $5.00 is required
Nearly 50 years after our launch, HALLCO now serves the banking needs of more than 12,000 members within a four-county district of North Georgia. Setting ourselves apart from other financial institutions, our focus on members instead of profits allows us to offer a full range of financial services specifically designed to meet our members' needs and provide substantial savings.