Do you find yourself feeling eager for that new car smell?
Ever wonder if you could be saving money on your current car payments?
If you answered "yes" to either of these questions, HALLCO can take your new car search or current auto refinance from
0 to 60 with just a click of a mouse! Through a convenient and secure online connection, our simple-click auto loans allow you to apply for a loan, find your rate, and calculate your payment all within a matter of minutes.
Of course, if you prefer to work with someone face-to-face, HALLCO loan specialists welcome the chance to serve you at one of our local branches.
Auto Loans with HALLCO Community Credit Union include:
Auto rate as low as 2.99% APR* for 60 months for 2016 or newer. To find your rate and payment Click here!*
All rates are not created equal because borrowers are unique. So, call or visit us to discuss your loan needs. Your Annual Percentage Rate (APR) could vary based on your credit history, age of collateral, and the length of term.
Many financing companies require your first payment to be made 30 days after purchasing your new car. Not at HALLCO! We allow our members to wait up to 90 days to make their first payment. For example, if you get your loan in January, your first payment won't be due until April! Call or visit us to discuss your loan needs.
*Interest will accrue for the 90 days. This offer does not apply to existing loans financed with HALLCO.
We want to make sure you are comfortable with your monthly payment. Because many of us are in different financial situations, you have the option to finance for 2-7 years so you can get your payment just where YOU need it. Just one more way HALLCO helps you afford life!
*84-month term available for loans above $20,000 and subject to credit history. See calculator below for pricing.
If you owe more than your car's value, you are upside down in your financing (negative equity). Many financing companies will not allow you to finance if there is negative equity. At HALLCO, we help our members through all their financing situations. For example, if your car's value is $10,000 but you owe $12,000, you may still be able to get the finance you desire until you are comfortable.
*All loans subject to normal underwriting guidelines.
Whether you have bad credit or a low credit score due to bankruptcy or history of slow pays, HALLCO can help you get back on the road AND re-establish your credit during the process. We understand that bad things can happen to good people, and we want to help our members afford an auto loan. Once pre-approved, we help you select a qualifying vehicle and take your term up to 60 months.
What are you waiting for? APPLY NOW!
Auto Loan Rate & Payment Calculator
Boat, RV and Motorcycle Loans
Whether it's the open road or the open water that calls you, HALLCO Community Credit Union has the ideal loan to help you answer that call!
From boats and personal watercraft to motorcycles and motor homes, HALLCO recreational vehicle financing comprises:
- Up to 100% MSRP* Financing (New)
- Up to 100%* of average retail (Used)
- Pay at your own pace, contact the credit union for rates and terms.
Adventure Awaits! APPLY NOW!
*There's no "one size fits all" in lending. So, call or visit us to discuss your financing needs. Your rate could vary based on your credit history, the age of collateral, and the length of term. Terms and conditions subject to change without notice.